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财产和意外保险(C)委员会

2021 Membership

Mission

财产和意外保险(C)委员会的任务是:1)监测和响应与产品相关的问题, delivery and cost in the property/casualty (P/C) insurance market and the surplus lines market as they operate with respect to individual persons and businesses; 2) monitor and respond to problems associated with financial reporting matters for P/C insurers that are of interest to regulatory actuaries and analysts; and 3) monitor and respond to problems associated with the financial aspects of the surplus lines market.

2022年提出的指控

  1. The 财产和意外保险(C)委员会 will:
    1. 讨论出现的问题,并就个人和商业方面的咨询组织和保险公司申报提出建议, as needed. Report yearly.
    2. Monitor the activities of the 意外保险精算和统计(C)工作队.
    3. 监察盈余线(C)专责小组的活动.
    4. 监察业权保险(C)专责小组的活动.
    5. 监督工人补偿(C)工作组的活动.
    6. 提供一个公正的论坛,审议有关被摘牌或拒绝上市的外国保险公司的不利决定的上诉 外国保险公司的季度名单. Appeal procedures are described in the International Insurers Department (IID) Plan of Operation.
    7. 监测和审查与风险保留组(RRGs)有关的判例法和康复程序的发展. 如果有必要,对 风险保留与采购集团手册.
    8. 监控联邦作物保险公司(FCIC)影响州保险监管机构的活动:
      1. 作为一个论坛,讨论有关联邦作物保险计划与州保险监管的互动问题.
      2. Review law changes and court decisions and, if warranted, make appropriate changes to the Federal Crop Insurance Program Handbook: A Guide for Insurance Regulators.
      3. Monitor the regulatory information exchanges between the FCIC and state insurance regulators, 以及FCIC和NAIC, 并提出改进或修订建议, as needed.
    9. 网络保险市场报告,包括网络安全保险和身份盗窃保险补充内报告的数据.
    10. Monitor regulatory issues that arise with the development of autonomous vehicles. Study and, if necessary, develop recommendations for changes needed to the state-based insurance regulatory framework. 
    11. 提供一个讨论参数保险相关问题的论坛,并考虑制定白皮书或监管指导. 
  2. The 大麻保险工作组 will:
    1. 评估并定期报告联邦立法的现状,这些立法将保护金融机构不因向在州法律下合法经营的大麻企业提供服务而承担责任.
    2. Encourage admitted insurers to ensure coverage adequacy in states where cannabis, including hemp, is legal.
    3. 向利益相关者提供保险资源,并跟上可能在这一领域塑造保险的新产品和创新理念.
    4. 开发一个附录 了解大麻保险市场 白皮书提供了有关大麻相关保险问题的最新信息,供2022年夏季全国会议通过.
    5. 与生产者发牌(D)专责小组合作研究, in states where cannabis is legalized for medical and/or recreational use, whether cannabis-related convictions are preventing individuals from being licensed as an agent or broker. 
  3. The 巨灾保险(C)工作组 will:
    1. 监测和建议措施,以提高个人和商业保险与巨灾危险有关的保险和再保险的可得性和可负担性.
    2. 评估潜在的状态, 提高与巨灾危险有关的保险和再保险能力的区域和国家方案.
    3. Monitor and assess proposals that address disaster insurance issues at the federal and state levels. Assess concentration-of-risk issues and whether a regulatory solution is needed.
    4. Provide a forum for discussing issues and recommending solutions related to insuring for catastrophe risk, including terrorism, 战争与自然灾害.
    5. 考虑对 灾难计算机建模手册.
    6. 调查和建议NAIC协助各州应对灾害的方式,继续为各州保险监管机构建立NAIC的巨灾资源中心,以便更好地应对灾害.
    7. 继续监测私人洪水保险市场的增长,并评估各个州为促进增长所采取的行动. 更新私人洪水保险的考虑事项附录,包括各州发展私人洪水保险市场的新方法.
    8. Study, 与NAIC的其他工作小组和工作小组协调, 地震是国家保险监管机构关注的问题. Consider various innovative earthquake insurance coverage options aimed at improving take-up rates.
  4. The NAIC/联邦应急管理局(FEMA) (C)工作组 will:
    1. 通过建立监督程序,协助州监管机构与联邦应急管理局进行持续的合作, 确定和报告与灾害有关的区域讲习班和其他活动的优先次序,以改进灾害准备和恢复力.
  5. The 恐怖主义保险执行(C)工作组 will:
    1. Coordinate the NAIC’s efforts to address insurance coverage for acts of terrorism. Work with the U.S. Department of the Treasury’s Terrorism Risk Insurance Program (TRIP) Office on matters of mutual concern. Discuss long-term solutions to address the risk of loss from acts of terrorism.
    2. Review and report on data collection related to insurance coverage for acts of terrorism.
  6. The 消费者信息的透明度和可读性(C)有效 Group will:
    1. 促进消费者了解保单内容和评估保险公司保单形式差异的能力.
    2. Assist other groups with drafting language included within consumer-facing documents.
    3. 完成监管最佳实践的起草工作,以便告知消费者与财产/意外险产品相关的保费大幅增加的原因.
    4. 更新和开发网页和移动内容 A 购买房屋保险的工具 and A 汽车保险购物工具.
    5. Study and evaluate ways to engage Department of Insurance communication to more diverse populations, 比如农村社区.

NAIC支持人员:Aaron Brandenburg/Jennifer Gardner

2021年采用的指控

  1. The 财产和意外保险(C)委员会 will:
    1. 讨论出现的问题,并就个人和商业方面的咨询组织和保险公司申报提出建议, as needed. Report yearly.
    2. Monitor the activities of the 意外保险精算和统计(C)工作队.
    3. 监察盈余线(C)专责小组的活动.
    4. 监察业权保险(C)专责小组的活动.
    5. 监督工人补偿(C)工作组的活动.
    6. 提供一个公正的论坛,审议有关被摘牌或拒绝上市的外国保险公司的不利决定的上诉 外国保险公司的季度名单. Appeal procedures are described in the International Insurers Department (IID) Plan of Operation.
    7. 监测和审查与风险保留组(RRGs)有关的判例法和康复程序的发展. 如果有必要,对 风险保留与采购集团手册.
    8. 监控联邦作物保险公司(FCIC)影响州保险监管机构的活动:
      1. 作为一个论坛,讨论有关联邦作物保险计划与州保险监管的互动问题.
      2. Review law changes and court decisions and, if warranted, make appropriate changes to the Federal Crop Insurance Program Handbook: A Guide for Insurance Regulators.
      3. Monitor the regulatory information exchanges between the FCIC and state insurance regulators, 以及FCIC和NAIC, 并提出改进或修订建议, as needed.
    9. Report on the cyber insurance market including data reported within the Cybersecurity Insurance and Identity
      盗窃报道补充.
    10. Monitor and discuss regulatory issues that arise with the development of autonomous vehicles. Study and, if necessary, develop recommendations for changes needed to the state-based insurance regulatory framework.
  2. The 大麻保险工作组 will:
    1. 评估并定期报告联邦立法的现状,这些立法将保护金融机构不因向在州法律下合法经营的大麻企业提供服务而承担责任.
    2. Encourage admitted insurers to ensure coverage adequacy in states where cannabis, including hemp, is legal.
    3. 向利益相关者提供保险资源,并跟上可能在这一领域塑造保险的新产品和创新理念.
    4. Collect aggregated insurance availability and coverage gap information, 以及其他大麻和大麻保险相关的数据, 然后在2021年底公布的报告中公开分享.
  3. The 巨灾保险(C)工作组 will:
    1. 监测和建议措施,以提高个人和商业保险与巨灾危险有关的保险和再保险的可得性和可负担性.
    2. 评估潜在的状态, 提高与巨灾危险有关的保险和再保险能力的区域和国家方案.
    3. Monitor and assess proposals that address disaster insurance issues at the federal and state levels. Assess concentration-of-risk issues and whether a regulatory solution is needed.
    4. Provide a forum for discussing issues and recommending solutions related to insuring for catastrophe risk, including terrorism, war, 和自然灾害.
    5. Provide a forum for discussing various issues related to catastrophe modeling, 并监控将导致更改的问题 灾难计算机建模手册.
    6. Investigate and recommend ways the NAIC can assist states in responding to disasters, 同时为各州保险监管机构建立一个及时的中央资源库,以便更好地为灾难做好准备.
    7. 继续监测私人洪水保险市场的增长,并评估各个州为促进增长所采取的行动. 更新私人洪水保险的考虑事项附录,包括各州发展私人洪水保险市场的新方法.
    8. Study, 与NAIC的其他工作小组和工作小组协调, 地震是国家保险监管机构关注的问题. Consider various innovative earthquake insurance coverage options aimed at improving take-up rates.
  4. The 宠物保险(C)工作组 will:
    1. 完成示范法的制定,为宠物保险行业建立适当的监管标准.
  5. The 恐怖主义保险执行(C)工作组 will:
    1. Coordinate the NAIC’s efforts to address insurance coverage for acts of terrorism. Work with the U.S. Department of the Treasury’s Terrorism Risk Insurance Program (TRIP) Office on matters of mutual concern. Discuss long-term solutions to address the risk of loss from acts of terrorism.
    2. Review and report on data collection related to insurance coverage for acts of terrorism.
  6. The 消费者信息的透明度和可读性(C)有效 Group will:
    1. 研究和评估将提高消费者能力的行动,根据不同的保险公司提供的个人系列产品的覆盖范围的差异来比较商店.
    2. 促进消费者了解保单内容和评估保险公司保单形式差异的能力.
    3. Assist other groups with drafting language included within consumer-facing documents.
    4. 考虑起草监管最佳实践,以告知消费者与财产/意外险(P/C)产品相关的保费大幅上涨的原因.
    5. 更新和开发网页和移动内容 A 购买房屋保险的工具 and A 汽车保险购物工具.
    6. 考虑披露或消费者教育信息的可能性,关于业主政策不包括洪水损失的事实, 地震或其他特定灾害.

NAIC支持人员:Aaron Brandenburg/Jennifer Gardner

财产和意外保险(C)委员会

2021年秋季全国大会
财产和意外保险(C)委员会
2021年12月15日,星期三

蓝宝石舞厅-希尔顿-四级

 

Virtual: 本次会议将以虚拟形式进行.  缩放链接将在事件应用程序中提供.

 

大麻保险工作组 | 意外保险精算和统计(C)工作队盈余线(C)工作组产权保险(C)专责小组 | 消费者信息的透明度和可读性(C)有效 Group

立法相关的出版物

Contacts

Media Inquiries
(816) 783-8909
news@achibi.com


Aaron Brandenburg
统计信息管理
Phone:
Email: abrandenburg@achibi.com

Jennifer Gardner
数据协调和统计分析经理
Phone:
Email: jgardner@achibi.com

请看电流 Committee List 获取委员会成员的完整名单.